The Benazir Income Support Programme (BISP) has made cash withdrawals easier and more transparent by allowing beneficiaries to receive payments directly through ATM machines. In 2026, thousands of women across Pakistan are using ATMs to withdraw their Rs. 13,500 BISP payments without paying any agent or middleman.
If you are a BISP beneficiary and want to know how to withdraw BISP money from an ATM, this complete guide explains the latest BISP ATM withdrawal process, supported banks, common problems, and safety tips.
What Is the BISP ATM Withdrawal System?
The BISP ATM withdrawal system allows registered beneficiaries to receive their financial assistance directly from partner bank ATMs using biometric verification.
Instead of standing in long queues at campsites, beneficiaries can now:
- Withdraw cash anytime
- Avoid illegal deductions
- Get full payment securely
- Use bank ATMs near their area
This system has been expanded nationwide in 2026 to improve transparency and dignity for women beneficiaries.
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Which Banks Support BISP ATM Withdrawals in 2026?
Currently, BISP payments can be withdrawn through ATMs of the following partner banks:
| Bank Name | ATM Withdrawal |
| HBL (Habib Bank Limited) | ✅ Yes |
| Bank Alfalah | ✅ Yes |
| HBL Konnect (Selected Areas) | ✅ Yes |
| Other partner banks | Area-specific |
Important: Always use an ATM with biometric verification enabled. Not all ATMs support BISP withdrawals.
BISP ATM Withdrawal Process – Step-by-Step (2026 Method)
Follow these simple steps to withdraw your BISP payment from an ATM:
Step 1: Visit a Partner Bank ATM
Go to the nearest HBL or Bank Alfalah ATM that supports biometric verification.
Step 2: Select BISP / Ehsaas Option
On the ATM screen, choose:
“BISP Cash Withdrawal” or “Ehsaas Program”
Step 3: Enter Your CNIC Number
Enter your 13-digit CNIC number without dashes.
Step 4: Biometric Thumb Verification
Place your thumb on the biometric scanner.
- Make sure your thumb is clean
- Try again if verification fails
Step 5: Confirm Amount
Once verified, the ATM screen will show your available BISP amount (e.g., Rs. 13,500).
Step 6: Collect Cash & Receipt
Withdraw the cash and collect your receipt for record.
How Much Can You Withdraw from BISP ATM?
In 2026, eligible beneficiaries usually receive:
- Rs. 13,500 per installment (Ehsaas Kafalat / BISP)
- Amount may vary if:
- The previous payment was missed
- An additional children’s stipend is included
You will always receive the full amount — no deduction is allowed.
Common Problems During BISP ATM Withdrawal & Solutions
1. Biometric Verification Failed
Reason:
- Thumb impression mismatch
- NADRA record issue
Solution:
- Visit NADRA office for biometric update
- Try another partner ATM
2. ATM Shows “No Funds Available”
Reason:
- Payment not released yet
- Phase-wise distribution
Solution:
- Check status via 8171 portal
- Wait for your payment phase
3. Cash Deducted but Not Received
Solution:
- Immediately complain to bank helpline
- File complaint at the nearest BISP office
- Keep ATM receipt
How to Check BISP Payment Status Before ATM Visit
Before going to the ATM, always confirm your payment status:
Method 1: 8171 Web Portal
- Visit official 8171 portal
- Enter CNIC
- Check payment status
Method 2: SMS Service
- Send CNIC to 8171
- Receive confirmation message
This helps avoid unnecessary ATM visits.
Important Safety Tips for BISP ATM Users
- Never share your CNIC number
- Do not allow anyone to help at ATM
- Count cash before leaving
- Always take receipt
- Report illegal deductions immediately
Remember: BISP ATM withdrawal is 100% free.
Is ATM Withdrawal Better Than Campsites?
| Feature | ATM Withdrawal | Campsite |
| Waiting Time | Low | High |
| Transparency | High | Medium |
| Convenience | 24/7 | Limited |
| Deduction Risk | None | Possible |
For most beneficiaries, ATM withdrawal is safer and faster.
Latest BISP ATM Updates for 2026
- Expanded ATM coverage in rural areas
- Improved biometric success rate
- Reduced dependency on payment agents
- Strong monitoring against fraud
BISP plans to further integrate bank accounts and digital wallets in upcoming phases.
FAQs
1. Can I withdraw BISP money from any ATM?
No, only BISP partner bank ATMs with biometric support.
2. Is ATM withdrawal free?
Yes, there are no charges or deductions.
3. What if biometric verification fails?
Update biometrics at NADRA and try again.
4. How much BISP payment is given in 2026?
Most beneficiaries receive Rs. 13,500 per installment.
5. Can someone else withdraw money for me?
No, withdrawal is only possible through beneficiary’s biometric verification.
Final Thought
The BISP ATM withdrawal process in 2026 is a major step toward transparency and respect for beneficiaries. By using partner bank ATMs and biometric verification, women can now receive their full payment safely, without fear of deductions or exploitation.
If you face any issue, contact the official BISP helpline or visit the nearest BISP Tehsil office.
