The Government of Punjab has officially introduced two major relief and employment-focused initiatives for 2026: the CM Punjab Meri Gari Scheme 2026 and the Green E-Taxi Program. Launched under the leadership of Maryam Nawaz, these schemes aim to provide affordable vehicle financing and create self-employment opportunities across Punjab.
If you are planning to buy a car through subsidized installments or want to start earning through ride-hailing services using an electric taxi, this complete guide explains eligibility, installment plans, required documents, and how to apply online.
What is CM Punjab Meri Gari Scheme 2026?
The CM Punjab Meri Gari Scheme 2026 offers subsidized car financing for new and certified used vehicles (up to 3 years old). The scheme supports both personal and commercial usage, including ride-hailing services like Uber and Careem.
Key Financial Features
- Down Payment: 15% to 20% of vehicle price
- Markup Rate: Subsidized at approximately 6% to 8%
- Monthly Installment: Starting from Rs. 25,000 (for a car worth Rs. 1.6 million)
- Repayment Period: 3 to 7 years
This makes car ownership more affordable for middle-income families and young professionals.
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Eligibility Criteria for Meri Gari Scheme
To apply for the CM Punjab Meri Gari Scheme 2026, applicants must meet the following requirements:
- Permanent resident of Punjab
- Valid CNIC
- Age between 20 and 50 years
- Minimum verifiable monthly income of Rs. 30,000
- Clean credit history (no loan defaults)
Priority Categories
Special quotas are reserved for:
- Female students
- Working women
- Differently-abled individuals
This ensures equal access and inclusive economic participation.
CM Punjab Green E-Taxi Scheme 2026
The Green E-Taxi Program is designed to promote eco-friendly transportation and reduce fuel dependency. It offers 100% interest-free loans for electric vehicles (EVs).
Major Highlights
- Fully interest-free financing
- Government-covered markup
- Free vehicle registration
- Subsidized down payments
- Transparent computerized e-balloting
Approved Electric Vehicles
- Honri VC20
- Honri VC30
Pilot Cities
The first phase includes:
- Lahore
- Faisalabad
- Multan
- Rawalpindi
Initially, around 1,100 electric vehicles will be distributed under the pilot phase.
Eligibility for Green E-Taxi Scheme
Applicants must:
- Hold Punjab domicile
- Be aged between 20 to 45 years (in some cases up to 55 years)
- Possess a valid driving license
- Qualify through computerized e-balloting
This initiative is especially beneficial for unemployed youth who want to start earning independently.
How to Apply Online for CM Punjab Meri Gari & E-Taxi Scheme 2026
The entire application process is digital and paperless.
Step 1: Visit the Official Portal
Access the Punjab Government Transport portal or the dedicated E-Taxi portal.
Step 2: Create an Account
Register using:
- CNIC number
- Mobile number
- Email address
Step 3: Fill the Application Form
Provide:
- Personal details
- Income and employment information
- Vehicle category selection
Step 4: Upload Required Documents
You will need:
- CNIC (front and back)
- Driving license
- Recent utility bill (proof of residence)
- Salary slips or 6-month bank statement
- Passport-size photographs
Step 5: Submit & Track Application
After submission, save your Tracking ID to monitor status through the portal or SMS updates.
Important Deadline for 2026 Phase
The Transport Department announces specific deadlines for each phase. The most recent E-Taxi registration deadline was February 5, 2026. Applicants are advised to apply early to avoid missing upcoming deadlines.
For assistance, contact the helpline: 042-111-333-267
Why This Scheme Matters in 2026
With rising fuel prices and increasing unemployment, these initiatives provide:
- Affordable car ownership
- Interest-free electric vehicle financing
- Sustainable transport solutions
- Self-employment opportunities
- Support for women and special persons
Both schemes reflect Punjab’s commitment to economic empowerment and green mobility.
Frequently Asked Questions
Is the Meri Gari Scheme completely interest-free?
No. It offers highly subsidized markup between 6% and 8%.
Is the E-Taxi Scheme interest-free?
Yes, the Green E-Taxi Program provides 100% interest-free financing.
Can used cars be financed?
Yes, certified used cars up to 3 years old are eligible under Meri Gari Scheme.
What is the minimum income requirement?
Applicants must show a minimum monthly income of Rs. 30,000.
How are applicants selected?
Through transparent computerized e-balloting.
Final Words
The CM Punjab Meri Gari Scheme 2026 and Green E-Taxi Program are major opportunities for Punjab residents seeking affordable vehicle ownership or self-employment in the transport sector. With subsidized installments and interest-free electric vehicle financing, these schemes can significantly improve financial stability and mobility.
If you meet the eligibility criteria, apply online as soon as registration opens to secure your chance in the upcoming phase.
