The Central Directorate of National Savings (CDNS) has officially announced the Prize Bond Draw Schedule 2026, providing a full yearly calendar for all prize bond denominations in Pakistan. Prize bonds remain one of the most popular and trusted saving and investment options among Pakistani citizens because they offer a chance to win significant prize money while keeping funds secure.
Every year, thousands of investors and bond holders wait for the official draw schedule to track upcoming draws and check results on time. The 2026 schedule includes quarterly draws for regular prize bonds as well as premium prize bonds, conducted in different cities across Pakistan.
This article provides a complete overview of the Prize Bond Schedule 2026, draw dates, denominations, prize bond rules, tax details, and step-by-step methods to check results.
Official Prize Bond Draw Schedule 2026 Announced
The National Savings Division organizes prize bond draws throughout the year according to a pre-announced calendar. Each denomination has fixed draw months and selected cities where the draws are conducted transparently under official supervision.
The 2026 schedule includes regular bonds such as Rs. 100, Rs. 200, Rs. 750, Rs. 1,500 and premium bonds including Rs. 25,000 and Rs. 40,000.
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Complete Prize Bond Draw Calendar 2026
Below is the officially announced draw schedule for 2026:
| Month | Denomination | City | Date |
| January | Rs. 750 | Peshawar | 15 Jan 2026 |
| February | Rs. 100 | Karachi | 16 Feb 2026 |
| February | Rs. 1,500 | Lahore | 16 Feb 2026 |
| March | Premium Rs. 25,000 | Multan | 10 Mar 2026 |
| March | Premium Rs. 40,000 | Rawalpindi | 10 Mar 2026 |
| March | Rs. 200 | Faisalabad | 16 Mar 2026 |
| April | Rs. 750 | Quetta | 15 Apr 2026 |
| May | Rs. 100 | Hyderabad | 15 May 2026 |
| May | Rs. 1,500 | Sialkot | 15 May 2026 |
| June | Premium Rs. 25,000 | Peshawar | 10 Jun 2026 |
| June | Premium Rs. 40,000 | Muzaffarabad | 10 Jun 2026 |
| June | Rs. 200 | Karachi | 15 Jun 2026 |
| July | Rs. 750 | Lahore | 15 Jul 2026 |
| August | Rs. 100 | Multan | 17 Aug 2026 |
| August | Rs. 1,500 | Faisalabad | 17 Aug 2026 |
| September | Premium Rs. 25,000 | Quetta | 10 Sep 2026 |
| September | Premium Rs. 40,000 | Sialkot | 10 Sep 2026 |
| September | Rs. 200 | Muzaffarabad | 15 Sep 2026 |
| October | Rs. 750 | Rawalpindi | 15 Oct 2026 |
| November | Rs. 100 | Faisalabad | 16 Nov 2026 |
| November | Rs. 1,500 | Hyderabad | 16 Nov 2026 |
| December | Premium Rs. 25,000 | Karachi | 10 Dec 2026 |
| December | Premium Rs. 40,000 | Lahore | 10 Dec 2026 |
| December | Rs. 200 | Peshawar | 15 Dec 2026 |
What Are Prize Bonds and Why Are They Popular?
Prize bonds are government-backed financial instruments issued by National Savings Pakistan. Instead of earning interest, investors participate in lucky draws to win prize money. The bond value remains safe and can be redeemed anytime.
Major Benefits of Prize Bonds
- Government-backed investment
- No risk of value reduction
- Opportunity to win large prize amounts
- Easy purchase and encashment
- No maturity period
Because of these benefits, prize bonds are widely used by investors, salaried individuals, and small savers across Pakistan.
Premium Prize Bonds 2026 – Special Investment Category
Premium Prize Bonds offer higher prize money and require registration with National Savings. These bonds include:
- Premium Rs. 25,000 Prize Bond
- Premium Rs. 40,000 Prize Bond
Unlike regular bonds, premium bonds provide:
- Higher prize amounts
- Secure registered ownership
- Improved transparency
- Enhanced safety against fraud
Prize Bond Draw Rules and Important Guidelines
National Savings follows strict procedures to ensure fairness and transparency during prize bond draws.
Key Rules
- Draws are conducted publicly under official supervision
- Winners are selected through computerized balloting system
- Prize money is distributed through National Savings centers
- Original prize bond must be presented for claim
- Winners must submit claim within the specified time limit
Prize Bond Tax Rates 2026
The Government of Pakistan applies withholding tax on prize bond winnings according to current tax policy.
| Taxpayer Status | Tax Rate |
| Active Taxpayer (Filer) | 15% |
| Non-Filer | 35% |
The tax is deducted at source before prize money is paid to winners.
How to Check Prize Bond Draw Results 2026
Bond holders can check results through multiple official methods.
Online Result Checking Method
- Visit the official National Savings website
- Select your prize bond denomination
- Enter prize bond number
- View draw results instantly
Manual Result Checking
- Visit nearest National Savings Center
- Check printed result lists
- Contact authorized prize bond dealers
What Happens If Draw Date Falls on a Public Holiday?
If a scheduled draw date falls on a public holiday or weekend, National Savings usually conducts the draw on the next working day. The official announcement is made through government notification and website updates.
How to Claim Prize Bond Winning Amount
If your bond number appears in the winning list, follow these steps:
- Visit National Savings center or State Bank authorized branch
- Provide original prize bond
- Submit CNIC copy
- Fill prize claim form
- Receive prize payment after verification
Claim processing time may vary depending on verification requirements.
Safety Tips for Prize Bond Holders
Prize bond investors should follow safety precautions to avoid fraud or loss.
- Always keep prize bonds in a safe place
- Do not share bond numbers unnecessarily
- Purchase bonds only from authorized dealers
- Verify results through official sources
- Claim prizes within official deadline
Role of National Savings in Prize Bond Management
The Central Directorate of National Savings operates under the Ministry of Finance and manages prize bonds nationwide. The department ensures:
- Transparent draw process
- Secure investment system
- Timely prize distribution
- Investor protection
National Savings continues to modernize its digital services to improve accessibility for investors.
Final Thoughts
The Prize Bond Draw Schedule 2026 provides a complete yearly roadmap for investors and bond holders across Pakistan. With multiple denominations and quarterly draw opportunities, prize bonds remain a trusted and secure savings option backed by the government.
Investors are advised to track draw dates carefully, verify results through official sources, and follow proper claim procedures to receive prize money without delay. The structured schedule helps investors stay informed and plan their savings effectively throughout the year.
