The Punjab Himmat Card 10500 payment is a key welfare initiative launched by the Government of Punjab under the leadership of Chief Minister Maryam Nawaz Sharif. The program aims to provide financial dignity and support to Persons with Disabilities (PWDs) who are officially assessed as “Not Fit to Work.”
Under this scheme, eligible beneficiaries receive a quarterly cash stipend of Rs. 10,500, credited directly to their Bank of Punjab (BOP) Himmat Card, which functions like a regular ATM card.
This article explains the latest payment status for January 2026, eligibility criteria, how to check your status, and what to do if your payment is stopped.
Why the Punjab Himmat Card Program Matters for Persons with Disabilities
The Punjab Himmat Card is a dedicated social protection program for disabled individuals who cannot earn a livelihood due to severe physical or mental disability. The initiative focuses on long-term financial assistance rather than one-time relief.
Unlike general welfare programs, the Himmat Card is exclusively for PWDs verified by the Punjab Social Welfare Department and is not linked to political or temporary relief schemes.
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Punjab Himmat Card 10500 Payment Details & Cycle
The Rs. 10,500 payment follows a fixed quarterly schedule.
Payment Details
- Amount per installment: Rs. 10,500
- Payment frequency: Quarterly (every 3 months)
- Total payments per year: 4 installments
- Disbursement method: Bank of Punjab (BOP) Himmat Card
Current Payment Status – January 2026
As per the latest update, the government usually tops up Himmat Cards at the start of each quarter. The January 2026 installment is part of the first quarterly cycle of the year.
If your payment has not been credited yet, the most common reason is an expired CNIC, which automatically blocks payments in the system.
Eligibility Criteria for Punjab Himmat Card 10500 Payment
To qualify for the Himmat Card stipend, applicants must meet all of the following conditions:
1. Disability Certification
- Must be officially certified as a Person with Disability (PWD) by the Social Welfare Department of Punjab
2. Work Status
- Must be declared “Not Fit to Work” by the relevant authority
3. PMT Score Requirement
- Must have a PMT score of 45 or below (based on the BISP poverty survey)
4. Program Exclusivity
- Must not be receiving financial assistance from:
- BISP
- Zakat
- Punjab Social Protection Authority (PSPA) programs
5. Employment Status
- Should not be employed in any government or private sector organization
Failure to meet any one of these conditions can result in rejection or suspension of payments.
How to Check Punjab Himmat Card Payment Status
Beneficiaries can verify their payment and eligibility status through multiple official methods.
Online Status Check via DPMIS Portal
- Visit the DPMIS portal
- Enter your 13-digit CNIC number (without dashes)
- View your status:
- Approved
- Pending
- Rejected
ATM Balance Check
- Visit any Bank of Punjab ATM
- Insert your Himmat Card
- Check your balance like a standard ATM card
Why Punjab Himmat Card Payment May Be Stopped
If you were previously receiving Rs. 10,500 payments but they have stopped, the most common reasons include:
Expired CNIC
- Payments are automatically blocked if CNIC expires
- Renew CNIC from NADRA
- Visit a BOP branch for biometric Proof of Life verification
Data Mismatch
- Incorrect or outdated:
- Mobile number
- Address
- Update your information on the DPMIS portal
Biometric Verification Pending
- New cardholders must complete first biometric verification at:
- Designated BOP camps
- Bank of Punjab branches
Official Helpline for Punjab Himmat Card
For complaints or urgent assistance:
- Social Welfare Department Helpline: 1312
This helpline guides payment delays, verification issues, and eligibility problems.
Important Instructions for New Card Holders
If you have recently received your Himmat Card, remember:
- Your payment will not activate automatically
- First biometric verification is mandatory
- Visit a designated BOP camp or branch to activate payments
Skipping this step can delay your first installment.
Final Words
The Punjab Himmat Card 10500 payment is a vital support system for Persons with Disabilities across Punjab. With quarterly payments, direct bank transfers, and a transparent verification process, the program ensures dignity and financial stability for those who are genuinely unable to work.
